I know that the thought of an added wedding expense does not seem appealing to any couple, but I happen to know a very knowledgeable and handsome insurance professional (my brother!) who can write a policy for couples for as little as $170. With the average cost of weddings nearing $30,000 taking out a simple policy for less than $200 seems like a totally worthwhile expense.
Here are some of the things that can be covered in a Wedding Insurance policy:
The cancellation or postponement of your wedding (including change of heart coverage)
Photography and video
Loss of deposits
Personal liability and medical expense
Here are some examples of how Wedding Insurance can prove to be invaluable:
Extreme weather rolls in on your wedding day making it impossible to hold your event
Hired vendors go out of business before your big day and you are out your deposits and payments
Unforseen medical issues cause the wedding to be postponed
Wedding dress ruined at the reception
Damage to the property at a rented venue
In addition to the many benefits of having insurance for loss, many couples rent venues that require you provide your own insurance to cover the liability of your event. The National Museum of Dance, the Canfield Casino, the Pruyn House, and many other such venues require this and a Wedding Insurance policy can include all of the coverage your venue requires.
You have insurance to cover the value of your home, your apartment, your vehincles, and all of your other prized possessions, so why wouldn’t you consider insuring your wedding? With the cots of your wedding probably exceeding the cost of your car there is really no reason not to.
Any questions or inquiries on Wedding Insurance can be directed to my brother – Brian Whitney – who is an insurance professional with the Associates of Glens Falls. He can be reached at 518-793-3444. Tell him his big sis says hi! 😉